Mortgages-New York
As The Most Efficient Bank in America, Hudson City offers better values in the form of competitive mortgage rates and lower closing fees. Plus, we'll help you close your loan without frustration or costly surprises.
Special Mortgage Program -- Low/Moderate Income
Hudson City is committed to meeting the banking and housing needs within the communities in which we serve. To that end, our Bank offers special programs for individuals who have Low/Moderate Income levels. If you qualify under our program you will save thousands of dollars due to reduced rates and fees as well as preferred underwriting criteria.
| Maximum Permissible Income Levels For Low/Moderate Program | |||
| by County | |||
|---|---|---|---|
| Nassau | $81,440 | Rockland | $51,840 |
| Putnam | $51,840 | Suffolk | $81,440 |
| Richmond | $51,840 | Westchester | $51,840 |
| Current Annual Percentage Rate (APR) as of | ||||
*Please note on loans shown above, a 1% commitment acceptance fee is actually due at time of commitment acceptance which will be refunded when and if the loan closes. Should the loan not close, the fee will not be refunded. |
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We're Here to Help
If you are interested in a Hudson City mortgage, or have questions about the best mortgage to meet your needs, feel free to contact us.
Phone Us
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New York Properties Contact Information
Long Island
(631) 727-9630Staten Island
1-800-222-0194 Ext. 1229, 1247, 1255Columbia, Dutchess, Putnam, Rockland, and Westchester
1-800-222-0194 Ext. 1229, 1247, 1255
Visit Us
At any of our Branch Locations or Mortgage Processing Centers.
E-Mail Us
Contact us using our secure e-mail form.
Want an Application?
If you want to apply or simply want to get a head start, print and complete our Mortgage Application Package.
Completed applications may be hand-delivered or mailed to one of our Branch Locations or Mortgage Centers.
